GDP Insurance Brokers

Our specialised solution to heavy commercial vehicle insurance has been designed to suit the transporter’s need based on our decades of experience.

We offer

1. Vehicle Insurance cover at agreed Values!

While other Insurers offer cover based on book values which depreciate monthly, we cover your vehicle at a value stipulated by you, the owner. This means that you are paid on the value shown on your schedule and not what the assessor determines at the time of loss.

Advantages to you:
1) Your claim payments are what you expect.
2) You are charged the correct premium for the insured value.
3) You are paid for your actual loss in market related values.

2. Lower Excesses!

Our excesses are amongst the lowest in the industry. This means that we pay more on a claim and you pay less on excess reducers.

Advantages to you:
1) Reduced need and cost of excess reducer policies.
2) Reduced disruption to your cash flow at the time of a loss.

3. Cash Settlement on Claims!

Are you tired of paying for the repairers’ overheads, dealing with repair delays and poor workmanship? So are we! We would like to pay you cash so you have the option of repairing the vehicle yourself.

Advantages to you:
1) Cash payments mean less dependence on repairers.
2) Less downtime as repairs can be done at your pace.
3) Lower claims cost means lower loss ratios on your policy.

4. Speedy Claims Settlement!

We appoint the assessor and have the authority to authorise repairs as soon as the vehicle is assessed. Result – no more delays due to claims procedures!

Advantages to you:
1) We appoint the assessor as soon as the claim documents are received reducing time taken by the insurer.
2) We have the authority to authorise repairs so repair can start when the assessor leaves. No delays waiting for the assessors’ report or for authorization from the Insurer.
3) Less downtime as vehicle repairs can be started sooner.